Yes! At Winnipeg Mortgages, we specialize in helping homebuyers with less-than-perfect credit. We offer various mortgage solutions, including private loans, seller financing, and subprime lending, to help you secure financing despite past credit challenges.

If you have limited savings for a down payment, we can explore low-down-payment mortgage options or alternative financing solutions like lease-purchase agreements. We’ll help you find a mortgage plan that fits your budget and financial situation.

Absolutely! Traditional lenders often have strict income verification requirements, which can make it difficult for self-employed individuals to qualify. We work with lenders who offer flexible income assessment options, making homeownership possible for entrepreneurs and freelancers

With seller financing, the property owner acts as the lender, and you make payments directly to them instead of a bank. This can be a great alternative if you don’t qualify for a traditional mortgage. We can help negotiate the terms and ensure a smooth transaction.

Yes! Assuming an existing mortgage allows you to take over a seller’s current loan and payment terms. This option can be beneficial if the mortgage has a favorable interest rate. We’ll guide you through the process and eligibility requirements.

We offer fast pre-qualification, often providing a mortgage quote within 24 hours. The approval timeline depends on your financial situation and the type of mortgage you choose, but our specialists work diligently to secure your financing as quickly as possible.